/* Digital Path — design v2 "Product" */
:root{
  --bg:#EEF1F6;        /* page background */
  --surface:#FFFFFF;   /* tiles */
  --ink:#101828;       /* text */
  --mid:#5B6477;       /* secondary text */
  --line:#E4E8EF;
  --navy:#14213D;      /* hero, contact */
  --navy-2:#1C2D55;
  --on-navy:#B8C2DA;
  --teal:#0E9F8E;      /* accent */
  --teal-d:#0B8577;
  --teal-l:#D5F2EE;
  --r-s:12px; --r-m:20px; --r-l:28px;
  --sans:"Manrope",system-ui,-apple-system,"Segoe UI",sans-serif;
  --wrap:1220px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:96px;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font:500 1.0625rem/1.6 var(--sans)}
h1,h2,h3,p,dl,dd,ol,ul{margin:0}
ol,ul{padding:0;list-style:none}
img,svg{display:block}
a{color:inherit;text-decoration:none}
:focus-visible{outline:3px solid var(--teal);outline-offset:3px;border-radius:6px}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 28px}
.skip{position:absolute;left:-999px;top:8px;background:var(--teal);color:#fff;padding:8px 14px;z-index:100;border-radius:8px}
.skip:focus{left:8px}

/* header */
.top{position:sticky;top:12px;z-index:50;margin-top:18px;background:rgba(255,255,255,.92);backdrop-filter:saturate(1.4) blur(10px);border-radius:var(--r-m);display:flex;align-items:center;justify-content:space-between;padding:12px 14px 12px 24px;transition:box-shadow .2s}
.top.is-scrolled{box-shadow:0 8px 24px rgba(16,24,40,.08)}
.brand img{height:38px;width:auto}
.nav{display:flex;align-items:center;gap:26px;font-weight:600;font-size:.97rem}
.nav a:hover{color:var(--teal-d)}
.nav__cta{background:var(--ink);color:#fff!important;padding:10px 20px;border-radius:var(--r-s)}
.nav__cta:hover{background:var(--teal-d)}
.menu-btn{display:none;background:var(--bg);border:0;border-radius:10px;padding:9px 16px;font:700 .95rem var(--sans);color:var(--ink);cursor:pointer}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;padding:15px 24px;border-radius:14px;font:700 1rem var(--sans);border:0;cursor:pointer;transition:background .15s}
.btn--teal{background:var(--teal);color:#fff}
.btn--teal:hover{background:var(--teal-d)}
.btn--glass{background:rgba(255,255,255,.1);color:#fff}
.btn--glass:hover{background:rgba(255,255,255,.18)}
.btn--wide{width:100%}
.btn:disabled{opacity:.6;cursor:wait}

/* hero */
.hero{margin-top:18px;background:var(--navy);border-radius:32px;color:#fff;display:grid;grid-template-columns:1.05fr 1fr;overflow:hidden;min-height:560px}
.hero__text{padding:64px 56px;align-self:center}
.pill{display:inline-flex;gap:8px;align-items:center;background:rgba(255,255,255,.1);padding:7px 14px;border-radius:999px;font-size:.875rem;font-weight:700}
.pill i{width:8px;height:8px;border-radius:50%;background:#3DDBC6}
.hero h1{margin-top:26px;font-size:clamp(2.3rem,4.6vw,3.75rem);line-height:1.04;font-weight:800;letter-spacing:-.03em}
.hero p{margin-top:22px;color:var(--on-navy);max-width:46ch}
.hero__actions{margin-top:34px;display:flex;flex-wrap:wrap;gap:12px}
.stage{position:relative;background:linear-gradient(160deg,var(--navy-2),var(--navy) 60%);min-height:520px;font-size:11px;color:var(--ink)}
/* web banking window */
.web{position:absolute;left:6%;top:56px;width:80%;max-width:430px;background:#fff;border-radius:14px;box-shadow:0 30px 60px rgba(0,0,0,.35);overflow:hidden}
.web__bar{height:30px;background:#F1F3F7;display:flex;gap:6px;align-items:center;padding:0 12px}
.web__bar i{width:8px;height:8px;border-radius:50%;background:#D0D5DE}
.web__bar span{margin-left:10px;background:#fff;border-radius:6px;padding:2px 10px;color:var(--mid);font-size:10px}
.web__body{display:grid;grid-template-columns:96px 1fr;min-height:290px}
.web__side{background:#F7F8FA;padding:14px 10px;display:flex;flex-direction:column;gap:3px;font-weight:700;color:var(--mid)}
.web__side b{color:var(--ink);font-size:11.5px;margin-bottom:8px}
.web__side span{padding:5px 8px;border-radius:6px}
.web__side .on{background:var(--teal-l);color:var(--teal-d)}
.web__main{padding:14px 16px}
.web__main h4{margin:0 0 8px;font-size:12px}
.accts{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-bottom:14px}
.accts div{border:1px solid var(--line);border-radius:8px;padding:8px 10px}
.accts small{display:block;color:var(--mid);font-size:9.5px}
.accts strong{font-size:14px}
.bars{display:flex;align-items:flex-end;gap:8px;height:92px;padding:6px 4px 0;border-bottom:1px solid var(--line)}
.bars span{flex:1;height:var(--h);background:var(--teal-l);border-radius:5px 5px 0 0}
.bars .hi{background:var(--teal)}
.legend{display:flex;gap:8px;padding:0 4px;margin-top:6px;color:var(--mid);font-size:9.5px}
.legend span{flex:1;text-align:center}
/* mobile bank app */
.phone{position:absolute;right:7%;top:110px;width:214px;background:#0B1220;border-radius:32px;padding:9px;box-shadow:0 30px 60px rgba(0,0,0,.5)}
.app{background:#fff;border-radius:24px;padding:12px 12px 10px}
.app__status{display:flex;justify-content:space-between;font-size:9.5px;font-weight:700;margin-bottom:10px}
.app__hi{display:flex;align-items:center;gap:8px;margin-bottom:10px}
.app__hi div{flex:1;line-height:1.2}.app__hi small{color:var(--mid);font-size:9.5px}.app__hi b{display:block;font-size:12.5px}
.ava{width:28px;height:28px;border-radius:50%;background:var(--teal-l);color:var(--teal-d);display:grid;place-items:center;font-weight:800}
.bell{width:24px;height:24px;border-radius:8px;background:#F1F3F7;display:grid;place-items:center}
.bell svg{width:13px;height:13px;fill:none;stroke:var(--ink);stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.card{background:linear-gradient(135deg,#0E9F8E,#14213D);color:#fff;border-radius:16px;padding:12px 14px;position:relative;overflow:hidden}
.card::after{content:"";position:absolute;right:-30px;top:-30px;width:110px;height:110px;border-radius:50%;background:rgba(255,255,255,.08)}
.card small{opacity:.8;font-size:9.5px}
.card strong{display:block;font-size:20px;margin:2px 0 12px;letter-spacing:-.01em}
.card__num{display:flex;justify-content:space-between;font-size:10px;opacity:.85;letter-spacing:.04em}
.quick{display:grid;grid-template-columns:repeat(4,1fr);gap:4px;margin:10px 0 4px;text-align:center;font-size:9px;font-weight:700;color:var(--mid)}
.quick i{display:grid;place-items:center;width:34px;height:34px;margin:0 auto 4px;border-radius:11px;background:var(--teal-l)}
.quick svg{width:15px;height:15px;fill:none;stroke:var(--teal-d);stroke-width:2.2;stroke-linecap:round;stroke-linejoin:round}
.ops h5{margin:8px 0 2px;font-size:11.5px}
.op{display:flex;align-items:center;gap:8px;padding:6px 0;border-bottom:1px solid #EEF1F6}
.op:last-child{border-bottom:0}
.op i{width:26px;height:26px;border-radius:8px;background:#F1F3F7;display:grid;place-items:center;font-style:normal;font-weight:800;font-size:10.5px;color:var(--ink)}
.op div{flex:1;line-height:1.2}.op b{display:block;font-size:10.5px}.op small{color:var(--mid);font-size:9px}
.op span{font-weight:800;font-size:10.5px}.op .plus{color:var(--teal-d)}
.app__tabs{display:flex;justify-content:space-between;margin-top:6px;padding-top:8px;border-top:1px solid var(--line);font-size:9px;font-weight:700;color:#98A1B3}
.app__tabs .on{color:var(--teal-d)}

/* sections */
.section{padding-top:96px}
.section__head{display:flex;justify-content:space-between;align-items:end;gap:32px;margin-bottom:30px}
.section__head h2,.faq h2{font-size:clamp(1.9rem,3.4vw,2.6rem);font-weight:800;letter-spacing:-.025em;line-height:1.1}
.section__head p{color:var(--mid);max-width:42ch}

/* services bento */
.bento{display:grid;grid-template-columns:repeat(4,1fr);grid-auto-rows:minmax(210px,auto);gap:16px}
.tile{background:var(--surface);border-radius:24px;padding:28px;display:flex;flex-direction:column;justify-content:space-between;gap:20px}
.tile h3{font-size:1.35rem;font-weight:800;letter-spacing:-.01em}
.tile p{color:var(--mid);font-size:.97rem;margin-top:6px}
.tile--hero{grid-column:span 2;grid-row:span 2;background:var(--teal);color:#fff}
.tile--hero h3{font-size:2.1rem}
.tile--hero p{color:#E3FBF7;font-size:1.06rem;max-width:42ch;margin-top:12px}
.tile--wide{grid-column:span 2}
.ic{width:44px;height:44px;border-radius:12px;background:var(--teal-l);display:grid;place-items:center}
.ic svg{width:22px;height:22px;fill:none;stroke:var(--teal-d);stroke-width:1.9;stroke-linecap:round;stroke-linejoin:round}
.tile--hero .ic{background:rgba(255,255,255,.2)}
.tile--hero .ic svg{stroke:#fff}
.tags{display:flex;gap:8px;flex-wrap:wrap;margin-top:18px}
.tags span{background:rgba(255,255,255,.18);padding:6px 12px;border-radius:999px;font-size:.875rem;font-weight:700}

/* process */
.track{background:var(--surface);border-radius:var(--r-l);padding:28px;display:grid;grid-template-columns:repeat(6,1fr);gap:12px;counter-reset:s}
.track li{counter-increment:s;border-radius:18px;background:var(--bg);padding:20px 18px 22px}
.track li::before{content:counter(s);display:grid;place-items:center;width:32px;height:32px;border-radius:10px;background:#fff;font-size:.875rem;font-weight:800}
.track li:last-child{background:var(--teal);color:#fff}
.track li:last-child::before{color:var(--teal-d)}
.track h3{margin-top:16px;font-size:1.06rem;font-weight:800}
.track p{margin-top:6px;font-size:.91rem;color:var(--mid)}
.track li:last-child p{color:#E3FBF7}

/* values */
.values{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.values div{background:var(--surface);border-radius:22px;padding:26px}
.values dt{font-size:1.19rem;font-weight:800}
.values dd{margin-top:8px;font-size:.97rem;color:var(--mid)}

/* faq + contact */
.duo{display:grid;grid-template-columns:1fr 1.15fr;gap:16px;margin-top:96px;align-items:start}
.faq{background:var(--surface);border-radius:var(--r-l);padding:36px}
.faq h2{margin-bottom:10px}
.faq details{border-bottom:1px solid var(--line)}
.faq details:last-of-type{border-bottom:0}
.faq summary{list-style:none;cursor:pointer;padding:18px 36px 18px 0;position:relative;font-weight:700}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:4px;top:14px;color:var(--teal-d);font-size:1.5rem;line-height:1;transition:transform .2s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{padding:0 0 18px;color:var(--mid);font-size:.97rem}

.contact{background:var(--navy);color:#fff;border-radius:var(--r-l);padding:40px}
.contact h2{font-size:clamp(1.7rem,2.8vw,2.25rem);font-weight:800;line-height:1.12;letter-spacing:-.02em}
.contact>p{color:var(--on-navy);margin-top:12px}
#contact-form{margin-top:20px}
.field{display:block;margin-bottom:12px}
.field span{display:block;font-size:.875rem;font-weight:700;margin-bottom:6px;color:var(--on-navy)}
.field input,.field textarea{width:100%;font:500 1rem var(--sans);color:#fff;background:rgba(255,255,255,.08);border:1.5px solid transparent;border-radius:var(--r-s);padding:13px 16px;resize:vertical}
.field input::placeholder,.field textarea::placeholder{color:#7F8BAE}
.field input:focus,.field textarea:focus{outline:none;border-color:var(--teal);background:rgba(255,255,255,.12)}
.field [aria-invalid=true]{border-color:#FF8A7A}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.check{display:flex;gap:10px;align-items:flex-start;font-size:.9rem;color:var(--on-navy);margin:4px 0 16px}
.check input{width:18px;height:18px;margin-top:3px;accent-color:var(--teal)}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.form__status{margin-top:12px;font-weight:700;min-height:1.6em}
.form__status.ok{color:#5EE6D2}
.form__status.err{color:#FF9D90}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:18px}
.chips a{display:block;background:rgba(255,255,255,.1);padding:8px 14px;border-radius:10px;font-size:.875rem;font-weight:700}
.chips a:hover{background:rgba(255,255,255,.18)}

.foot{display:flex;justify-content:space-between;padding-top:40px;padding-bottom:40px;color:var(--mid);font-size:.94rem}

/* inner pages: privacy, 404 */
.top--simple .nav__cta{display:inline-block}
.doc{background:var(--surface);border-radius:var(--r-l);padding:48px clamp(24px,5vw,64px);margin:18px auto 0;max-width:820px}
.doc h1{font-size:clamp(2rem,4vw,2.6rem);font-weight:800;letter-spacing:-.025em;line-height:1.1}
.doc__meta{color:var(--mid);margin-top:8px}
.doc h2{font-size:1.25rem;font-weight:800;margin-top:34px}
.doc p,.doc ul{margin-top:10px;color:#2A3446;max-width:68ch}
.doc ul{padding-left:1.2em;list-style:disc}
.doc li{margin-top:6px}
.doc a,.check a,.foot a{text-decoration:underline;text-underline-offset:3px}
.notfound{background:var(--navy);color:#fff;border-radius:32px;margin-top:18px;padding:80px clamp(24px,6vw,72px);min-height:60vh;display:flex;flex-direction:column;justify-content:center;align-items:flex-start}
.notfound__code{font-size:clamp(4rem,12vw,8rem);font-weight:800;line-height:1;color:#3DDBC6;letter-spacing:-.04em}
.notfound h1{margin-top:12px;font-size:clamp(1.8rem,4vw,2.6rem);font-weight:800;letter-spacing:-.02em}
.notfound p:not(.notfound__code){margin:14px 0 28px;color:var(--on-navy);max-width:48ch}

/* responsive */
@media (max-width:1024px){
  .hero{grid-template-columns:1fr}
  .stage{min-height:600px}
  .bento{grid-template-columns:repeat(2,1fr)}
  .track{grid-template-columns:repeat(3,1fr)}
  .duo{grid-template-columns:1fr}
}
@media (max-width:760px){
  .wrap{padding:0 16px}
  .menu-btn{display:block}
  .nav{position:absolute;top:calc(100% + 8px);left:0;right:0;background:#fff;border-radius:var(--r-m);flex-direction:column;align-items:stretch;gap:0;padding:10px 16px 16px;box-shadow:0 12px 32px rgba(16,24,40,.12);display:none}
  .nav.open{display:flex}
  .nav a{padding:12px 4px}
  .nav__cta{text-align:center;margin-top:6px}
  .hero{border-radius:24px}
  .hero__text{padding:36px 24px}
  .stage{min-height:0;padding:0 0 28px;background:none}
  .web{display:none}
  .phone{position:relative;right:auto;top:auto;margin:0 auto}
  .section{padding-top:64px}
  .section__head{flex-direction:column;align-items:flex-start;gap:10px}
  .bento,.values{grid-template-columns:1fr}
  .tile--hero,.tile--wide{grid-column:auto;grid-row:auto}
  .tile--hero h3{font-size:1.7rem}
  .track{grid-template-columns:1fr 1fr;padding:16px}
  .duo{margin-top:64px}
  .faq,.contact{padding:26px 20px}
  .field-row{grid-template-columns:1fr}
  .foot{flex-direction:column;gap:6px}
}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  }